How Blood Test Consultancy Can Support
We advise on the type of insurance your centre needs and, for certain products, connect you directly with agents who specialise in that product. Blood Test Consultancy is not an insurer or IRDAI-licensed intermediary; we work only with properly IRDAI-licensed partners.
The covers we help with:
- Professional indemnity
- Equipment insurance
- Fire / property
- Public liability
- Theft
- Staff cover
- Cyber
- Loss of income
Across India, we have partnered with various companies that provide dedicated healthcare insurance, and we stay with you through to claim settlement via our channel partners.
TPA & Ayushman Bharat empanelment
Want your centre to offer cashless services to insured patients? We connect your project with TPAs and help with Ayushman Bharat empanelment.
- TPA empanelment support
- Ayushman Bharat empanelment
- ROHINI registration, which most insurers ask for first
- Empanelment typically takes 20–30 days
- TPA payments usually arrive in about 60–90 days
Connect with our experts
Getting Your Centre Empanelled
Empanelment with TPAs and insurers lets your centre offer cashless services to insured patients.
How it works
- ROHINI registration Your centre’s ID on the national registry, which most insurers ask for first.
- Documents & rate list Gather the documents below and your rate list for tests and services — we check them with you.
- Apply to TPAs & insurers We connect your centre with suitable TPAs, and with Ayushman Bharat where it applies.
- Approval & cashless Once approved and the agreement is signed, your centre can start offering cashless services.
Empanelment typically takes 20–30 days.
TPA payments usually arrive in about 60–90 days — plan your cash flow for it.
Documents TPAs commonly ask for
- ROHINI ID
- Clinical establishment registration or licence
- PAN and GST registration
- Bank details (cancelled cheque)
- Rate list for tests and services
- Qualification and registration certificates of the doctors
- NABL or NABH certificate, if you have one
- Biomedical waste authorisation and fire NOC, where applicable
- Photos of the premises and key equipment
The exact list varies by TPA and insurer. We check it for your centre before you apply.
Our Insurance Advantage
Liability Protection
Covers directors and senior management against claims that arise from business decisions, governance duties and day-to-day operational responsibility.
Healthcare Expertise
Guidance from a team that works inside hospitals, laboratories and diagnostic networks every day, so the risks being insured are understood in practice.
Customized Solutions
Cover shaped around your structure and scale, from corporate hospitals and 200–1000+ bedded facilities to corporate laboratories and large diagnostic networks.
Leadership Confidence
Your board and senior team can take decisions knowing that the organization, and their own position within it, is properly protected against liability.
Professional Indemnity Insurance
Protects against medical negligence and professional liability claims.
Fire & Burglary (Property) Insurance
Covers your premises, medical equipment, furniture, stock, and other assets against fire, burglary, and specified risks.
Public Liability Insurance
Covers compensation claims if a patient or visitor is injured or suffers property damage on your premises.
Healthcare Business FAQs
We do both. We advise on the type of insurance you need and, for certain products, connect you directly with agents who specialise in that product.
No. Blood Test Consultancy is not an insurer or IRDAI-licensed intermediary; we work only with properly IRDAI-licensed partners.
Professional indemnity, equipment insurance, fire/property, public liability, theft, staff cover, cyber and loss of income. Insurance is not an expense; it is a financial safety net for your healthcare business.
- Professional Indemnity Insurance – Protects against medical negligence and professional liability claims.
- Fire & Burglary (Property) Insurance – Covers your premises, medical equipment, furniture, stock, and other assets against fire, burglary, and specified risks.
- Public Liability Insurance – Covers compensation claims if a patient or visitor is injured or suffers property damage on your premises.
Despite advances in software, automation, and system integrations, healthcare still depends heavily on human expertise. And wherever humans are involved, the possibility of error exists. Professional Indemnity Insurance protects your practice when the unexpected happens, and we strongly advise every healthcare setup in India to have it.
A lab with analyzers, furniture, ACs, computers, and stock worth ₹50 lakh can typically insure these assets for around ₹6,000–₹12,000 per year. This is indicative only; the actual premium is set by the insurer.
Yes. We have working connections with TPAs and can help connect your centre with TPAs and with Ayushman Bharat for empanelment.
Empanelment typically takes 20–30 days. Plan your cash flow for it: TPA work is a credit business, with payments reaching the centre from the TPA in approximately 60–90 days.
Yes. Standalone laboratories and diagnostic centres can be empanelled with TPAs and insurers, typically for the tests and health check-ups covered under a patient’s policy. Each TPA sets its own requirements, and most ask for ROHINI registration and your basic licences first. We help you find the TPAs that suit your centre and take you through the application.
We do not negotiate rates on your behalf. What we do is point you to the TPAs a centre like yours is best off working with, and help you tie up with a couple of them once your centre is up and running.
It is worth going in with your eyes open: TPA work is credit business. The tests are done now and the money arrives later, so it suits centres that are comfortable with B2B terms and have the cash flow to carry it. We will tell you honestly whether it is the right fit for your centre.
Our support continues until the claim is settled, through our channel partners.
Across India, we have partnered with various companies that provide dedicated healthcare insurance, always through properly IRDAI-licensed partners. The right insurer depends on your centre and the cover you need.
Directors & Officers (D&O) Liability Insurance for Healthcare Businesses
Did You Know Your Healthcare Business Can Be Protected with D&O Insurance?
Directors and senior management of large healthcare organizations face complex legal and governance risks arising from business decisions and operational responsibilities.
Blood Test Consultancy helps healthcare providers understand and implement suitable D&O Liability Insurance solutions to protect their leadership teams from potential liabilities.
This is especially relevant for:
- Corporate hospitals
- 200–1000+ bedded healthcare facilities
- Corporate laboratories
- Large diagnostic networks
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